Planning for Retirement?Answer All Your Burning Pension Questions With A Free Pension Health Check
Preparing for retirement can feel like a minefield. Callum helps professionals aged 45+ gain clarity over the state of their pensions and assets with a free, no-obligation pension health check.
Join 50+ Happy Clients Who Started Their Retirement Journey With A Pension Health Check
If you’re were looking for reviews because you were on the fence about reaching out, take this as a sign to 100% do so! Best decision myself and my company made!"
The advice received was of great importance to me in formulating a decision."
Would highly recommend his services"
all your pension and investment needs.
Wonderful service and explain everything very clearly."
Callum and the team will be my go to in the future.
Cal was very friendly professional, knowledgeable & helpful in sorting out pensions.
Would thoroughly recommend to anyone."
Would highly recommend his services"
How The Pension Health Check Works...
Text with the team to get booked in
Once you submit your details. Callum’s team will be in touch to answer some initial questions and get a rough sense of your current situation. Before booking you into Callum’s diary.
Callum will answer your questions
During your pension health check you can quiz Callum on all your burning questions and get clarity on the state of your finances ahead of your retirement.
Discuss next steps with zero pressure
At the end of the health check, Callum will offer up some next steps and set the date for a second more in-depth strategy meeting should you wish.
Meet Your Local Financial Planner From Crawley, West Sussex
Hi, I’m Callum Healey.
A fully licensed financial planner and managing director at Apex Financial Planning in Crawley, part of the Quilter Financial Planning Network.
My mission is to give residents in the south east, UK more control over their future with clear, jargon-free advice.
Too many financial planning firms overcomplicate things.
Relying on jargon and complex language to explain your finances.
I prefer to keep it simple, offering straightforward, face-to-face guidance in plain English.
Outside of work, I’m a semi-pro boxer and soon-to-be dad. Roles that teach discipline, planning, and commitment.
Exactly what I bring to every client relationship.
Because when it comes to your future, you deserve someone truly in your corner!
Who Can Apply For A Pension Health Check
The pension health check is available to anyone within 50 miles of Apex Financial Planning’s HQ in Crawley, West Sussex. Allowing Callum to offer a face to face meeting to everyone who applies.
Frequently Asked Questions
I'd be happy to take a look at your pensions. I can estimate how much regular income or cash lump sums they might provide when you retire.
I can work with you to estimate your living costs when retired.
We can look at different scenarios to figure out how much money you'll likely need to maintain your lifestyle. Then we'll see if your pensions cover that or fall short.
I can explain when and how you can access your retirement money. Including looking at: pension ages, taking cash sums, setting up income withdrawals, purchasing annuities, etc.
We'll look at what amounts will be available and when, and decide how best to draw your pensions.
I'm happy to look over your current pensions, the funds they invest in, their fees and growth so far. I can let you know if they are tracking similarly to the wider market. Then give suggestions if changes may be needed to better target your goals.
I can provide specifics on when and how you can access money from each of your current pensions. Including any preserved benefits, deferred schemes etc.
We can also talk about some best practices when it comes to accessing your pension pot(s).
I'd be glad to offer a free second look at your situation. I'm happy to go over your goals, investments, fees and other key items. I can provide feedback and suggest any recommendations as a second set of eyes.
Sure - combining old pensions often makes sense. I can look at each one, the investments, fees and growth. Then explain your options to consolidate them, like pension transfers or self-directed accounts, and recommend the simplest approach to maximise your pensions.
